How has this central banking scheme "helped"? It hasn't. It actually ended up destroying scarce resources as it fooled the participants in the economy for a period of time into thinking they were more wealthy than they really were.
Don't understand economics? And the thought of even trying makes your eyes cross?
That's what they want. Government, which is an artificial, unnecessary construct has made a concerted effort to make economics sound as difficult as possible for decades. The reason? They can use your programmed ignorance as the publicly "educated" to confuse you about how they manipulate the economy for their benefit.