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You are here News Economy Most Americans are living paycheck to paycheck, survey shows

Most Americans are living paycheck to paycheck, survey shows

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Living paycheck to paycheck

When you have a seemingly endless list of bills to pay and financial responsibilities to take care of, it can be tough to make sure there's enough money to go around.

The average American is struggling to make ends meet each month, with 59% of U.S. adults saying they live paycheck to paycheck, according to a recent survey from Charles Schwab. Furthermore, nearly half of survey participants say they carry credit card debt and struggle to keep up with the payments.

If you're having a hard enough time paying the bills and putting food on the table without racking up debt, saving for the future is probably the last thing on your mind. Only 38% of people have an emergency fund, according to Charles Schwab, and one in five Americans don't have a dime saved for retirement, according to a survey from Northwestern Mutual.

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